InnovaCare Health Provides the Best Medicare Advantage Plans

For many years, InnovaCare Health has been a leading provider of Medicare Advantage plans and also physician practice services. InnovaCare has always committed itself to giving its clients the best quality healthcare. Creating sustainable models that are cost effective and integrated with the current advanced technologies helps InnovaCare achieve its goals. InnovaCare currently operates PMC Medicare Choice and MMM Healthcare two of Medicare Advantage plans in Puerto Rico.

To InnovaCare Health, their patients come first, and they work every day to ensure they are satisfied and get the best services. InnovaCare is currently headed by Dr. Rick Shinto. He is the president and the CEO of InnovaCare, Inc. Dr. Shinto has more than twenty years of experience in health care services. Before joining InnovaCare, he served in leadership capacities in notable healthcare facilities like NAMM California.

The institutions Chief Administration Officer is Penelope Kokkinides, who joined the firm in 2015. She has extensive experience in clinical programs and health care management processes. Penelope has over 20 years working with government health care programs and therefore offers the best skills in handling of Medicare Advantage plans.

Read more: InnovaCare Inc Company Profile

Medicare Advantage plans is a health insurance provided by private companies contracting with Medicare to provide the clients with all their part A and B benefits. The most popular plans include Preferred Provider Organizations, Health Maintenance Organizations, Medicare Medical Savings Account and Special Needs Plans

Persons are free to select the kind of plan they want to enroll in paid by their union or employer they automatically get enrolled in a Medicare Advantage Plan that the union or employer offers. However, an employee can choose to either stay with that plan, enroll to a different Medicare plan or switch to Original Medicare. The employer or the union has to be consulted before the changes are done to avoid reduction or termination of your health benefits.

Medicare Advantage plans on
charge their members a premium in addition to part B premium of the Medicare. They also charge a co-payment which is a fixed cost paid every time you receive health care service. Some plans charge a coinsurance which is a percentage of some or all services cost. Some plans also classify some healthcare services as unnecessary and therefore do not cover them. Any time you plan to take a plan it is wise to find out all this information so to understand how a plan works and what your responsibilities are.

Medicare Advantage plan was introduced by the government of the United States with an aim of creating competition in the health service sector so as to ensure that the citizens are provided quality health care. The federal government compensates Medicare a certain amount for every member.

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Dick Devos – The Renowned Entrepreneur and Philanthropist

Dick DeVos was born in Grand Rapids, Michigan on October 21st, 1955. He has been involved in the family business ever since he was a child. Dick received a bachelor’s degree in Business Administration from Northwoord University. He later joined the Harvard Business School but did not graduate. Dick DeVos has honorary doctorates received from Northwood University, Central Michigan University, and Grove City College.

Dick Devos started working in his father’s company Amway Corporation in 1974. In 1984, he became one of the vice presidents of Amway. In 1991, the DeVos family acquired Orlando Magic, and Dick DeVos became the President and CEO of the team the same year. Two years later in January 1993, Dick DeVos left Orlando Magic and rejoined Amway as the President and CEO. Under his leadership, Amway expanded its operations to more than 50 countries and has territories in six continents.

In 2000, Dick oversaw a corporate restructuring of Amway that created Alitcor. Alictor became the parent company of predecessor Amway. Today, Amway, which is a privately owned business has made Dick DeVos the second richest resident of Michigan. In 2014, the company reported sales of $10.8 billion. The Forbes magazine reported that as of 2015, Dick had an estimated worth of $5.7 billion. Dick DeVos retired as the CEO and president of Alcitor in August 2002.

Dick DeVos has had a stint in active politics. In June 2005, DeVos announced his candidacy for the Governor of Michigan. However, he was defeated by the Democrat incumbent Jennifer Granholm, who is still the current governor of Michigan. His wife is the immediate former chairperson of the Michigan Republican Party.
The DeVose family has a total of five foundations. These foundations work together and have targeted their giving primarily to West Michigan where Dick DeVoe’s father founded the consumer giant Amway. In 2014, the family was ranked 20th in the Top 50 Givers list in the United States. The family donated a total of $94 million in the same year. Out of the $94 million that was donated in 2014, $54 million of it was donated to in West Michigan.

For many years, Dick DeVose has supported Christian non-profit organizations that provide various services to Michigan City’s poorest resident. For instance, Dick has supported the South Division Avenue Ministry that assists people in getting IDs, finding jobs and accessing other social services. The organization has a 40-bed women’s shelter and served 50,000 meals last year.

Visit to know more about Dick DeVos.

Safeguard Your Reputation, It Matters!

What is the value of your online business reputation? In today’s world, it is one of the most important aspects of your business. Our lives have changed, everything we do is very transparent. Information is posted online fast, and available for the world to see with just a click of a button.
The effect of poor business ratings is very vast. A negative posting online will often stop people dead in their tracks; they just click on to the next business without even considering your company. The effect is so profound that it is now standard business practice to manage your online business reputation. Savvy entrepreneurs are not afraid to hire professional help in the management of their reputation.
The first step to finding professional help is to recognize an excellent, knowledgeable, and skilled online management company. A search of the internet will bring up many to choose from. However, a wise business will pick one that will be able to cover all their needs. One company called makes the process easy, and stress-free. The process is very simple. Go to their website at
They focus on the clean up of negative news that may surface due to a google search. The items of focus are:
Negative articles? Cleaned.
Bad business reviews? Cleaned.
Sites like ripoff report? Cleaned.
Harmful PDFs? Cleaned. is attentive in cleaning up online reputations, and stretches out farther to affect your personal life and relationships.
Start the process as soon as possible. Companies like take a limited amount of clients at a time. Be the savvy business person who is on top of their reputation.

Stephen Murray: What He Has Left Behind

Many people wonder and question what they are going to leave behind when they pass away. What kind of impact have they made on the world? Have they made it a better place? Have they impacted others? These are the kinds of questions that people ask themselves and wonder about in their day-to-day life.

One person that most certainly made the world a better place was Stephen Murray, private equity investor, president and chief executive officer of CCMP Capital, and philanthropist. The last one is the one that I want to focus on, which is philanthropist. When you are a philanthropist, it means you put others before yourself and you look out for others.

Let’s face it: there are a lot of people in this world that need help. However, oftentimes, they are afraid to ask for it or don’t know how to ask for it. Stephen Murray was the person that would help those people. After all, why work so hard to get all of that money if you aren’t going to use it for something good?

Isn’t that the whole point of earning money and having success? He also knows that if the shoe was on the other foot, he would want other people to help him as well. He believes in the good of people and random acts of kindness and paying it forward.

In the Metro New York Area, he was a big supporter of the Make a Wish Foundation, which is one of the best charities out there. There is nothing better, in my view, than making a wish come true for a child that is suffering from an illness. Learn more about Stephen Murray CCMP Capital:

They spend many hours in hospitals, not feeling well, and struggling each and every day. Sometimes all they want is something good to happen or for their wish to come true. Stephen Murray CCMP Capital stood behind this and tried to make as many wishes come true as possible for these young children.

Stephen Murray truly cared about children and their future. He always believed in education for them, making them happy, and doing whatever he could to put a smile on their face and make their lives just a little easier.

It might be said a lot, but the children really are our future. It is important to protect that, take care of it, and make sure it is always there for the taking if you have big dreams and work hard.

Stephen Murray, CEO of CCMP Capital Dies at 52

On March 12th of 2015, Stephen Murray the Chief Executive Officer for CCMP Capital passed away at the young age of 52.  During his life Stephen what a successful scholar, private equity investor, and generous philanthropist.

Prior to beginning his professional career, Stephen attended Boston College. He graduated from the esteemed university in 1984 after completing his degree in economics. After graduating from Boston College, Stephen went on to study business administration at Columbia Business School. Learn more about Stephen Murray CCMP Capital:

He graduated from Columbia Business School in 1989 with his Master’s degree. Prior to studying at Columbia Business School, he enrolled in the credit analyst training program at Manufacturers Hanover Corporation. After completing his master’s, he joined the team at MH Equity Corporation.

However, in 1991 MH Equity Corporation was bought out by Chemical Bank, which later went on to merger with CHase Bank in 1996. From there, the company became an acquisition of JP Morgan and Chase, at which point Stephen became the head of all of the buyout business for JP Morgan Partners.

Aside from his accomplishments and positions with those companies, Stephen served on the board for many other companies. Some of those included Aramark, Generac Power Systems, AMC Entertainment, Warner Chilcott, The Vitamin Shoppe, Cabela’s, Pinnacle Foods, and Legacy Hospital Partners.

He strongly believed in the importance of “doing for others” and donated much of his time, money, and resources to organizations that he valued.

A few of the charities that Stephen was involved with were the Make-A-Wish Foundation of Metro New York, Boston College, the Food Bank of Lower Fairfield County, Stamford Museum, and Columbia Business School.

Murray resigned from his position as the CEO from Stephen Murray CCMP Capital shortly before his death citing “health reasons”. In an article by The New York Post, a representative from the company was quoted as saying “A founding partner of CCMP Capital, Stephen Murray CCMP Capital was a terrific investor and deal maker who spent the majority of his career in private equity. We are grateful for his positive contributions to the success of CCMP and its predecessors.”

Stephen will be missed deeply by all of friends, family and colleagues. There is no telling of the accomplishments that he would have made into the future.